Embedded Finance

Made Simple

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What is Embedded Finance?

Embedded finance means integrating financial services directly into your platform—without becoming a bank. From user onboarding to payments, cards, and lending, EmFi handles the complexity so you can focus on your product.

Trusted by innovative companies

SaaS Platform

Marketplaces

Neobanks

Fintech

E-commerce

SaaS Platform

Marketplaces

Neobanks

Fintech

E-commerce

Step 1

KYC/KYB VERIFICATION

Onboard users in minutes

Step 2

Multi-Currency WALLETS

Provide digital wallets & accounts

Complete Financial Infrastructure

Instant KYC/KYB

Multi-currency accounts

Card issuing

Cross-border payments

Embedded lending

One unified API

Onboarding

Verify users globally

KYC/KYB verification across 190+ countries with automated compliance

Wallets

Digital accounts & wallets

Multi-currency accounts with real-time balance management

Payments

Money movement & FX

Instant transfers, currency exchange, and international payments

Cards

Virtual & physical cards

Issue branded cards in minutes with full control and revenue sharing

Capital

Embedded lending

Offer financing and credit directly within your platform

Security & Compliance

Built for trust and compliance

EmFi is built on a foundation of security and regulatory compliance. We handle the complexity of financial regulations so you don't have to.

Regular third-party security audits and penetration tests

Fine-grained permissioning for API keys and environments

Audit logging for every verification event

Use Cases

See how EmFi powers products across industries

Use case

Loyalty & Rewards

Use case

Gig Economy

Use case

SaaS Platforms

Use case

Marketplaces

Use case

Neobanks

How It Works

Integrate once, access everything. EmFi's unified API gives you access to our complete suite of financial infrastructure services.

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Developers

Resources

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